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Are You A California Contractor In Compliance?

iStock ImageIn most cases, a California homeowner can refinance up to 100% of their home value. You may be able to keep your monthly payments the same or even lower them. The length of your loan payback period will determine your monthly payment amount.

CTEC courses The « rule of 10 percents » allows us to quickly estimate sales tax without the need for a calculator. We can use this rule to easily come up with a number that will be very close to the actually tax of an item. And, if we want to be very precise, we can use this rule to get the number almost exactly.

CTEC classes Those lucky to have jobs are facing higher prices for food, gas, and everything but their home prices, interest rates, and stock investments. It’s a good time to buy a home you can afford.

Today, I spend tens of thousands of dollars each year on continuing education, including attending live seminars and workshops. And it pays off TENFOLD!

CTEC approved provider « It’s not about loans; it’s about changing people’s lives for the better, » says Rory Cambra, president of the North San Diego County Chapter of the California Association of mortgage relief act Bankers and a mortgage banker with Pacific Capital Mortgage.

Proposition 60 allows you to transfer your current property value to a new home within the same county you live in now. You must be replacing your primary residence and the cost of the new home must be equal or lesser value than your current home.

Long-term care insurance premiums. Eight million Americans now own long-term care insurance policies and premiums may be tax deductible for individuals and self-employed. Many people still overlook this deduction for themselves or when assisting a parent with their own tax filings. And, note that States are increasingly allowing tax deductions or credits for the purchase of long-term care insurance.

1) Here in the U.S. 1031 exchanges allow for capital gains taxes to be deferred from an investment property and rolled into another investment property several times over. From what I understand, this apparently is very different in Canada where this option is not allowed.

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